Planning ahead: Saving for your child’s nest egg with an Orbis Access JISA

This is a sponsored post in collaboration with Orbis Access.

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Having a nest egg can only make life easier, especially when buying your first house.

It’s likely that the single biggest expense any of us will ever undertake is buying property. It costs so much we usually have to borrow the funds to do so. And even then, we still need access to a big chunk of cash to pay the deposit – 5% if you’re lucky, but more likely 10-20% of the value of the property.

We have been late getting on the property ladder, and pulling together the deposit required accessing a myriad of funds, including a forgotten foreign pension and some very generous family. It clearly would have been easier if I had a pot of cash set aside for this event.

We can’t turn back time, but we can try and set our daughter up to be in a better position than we were – by saving for her nest egg now.

A great option for building a nest egg is a Junior ISA (JISA). As well as being tax-efficient (although this depends on your individual circumstances and may change over time), the money cannot be accessed until your child turns 18. After that of course, you need to persuade them to continue saving – or at least to avoid blowing it all on a luxury holiday!

Saving for your child’s nest egg with Orbis Access

Orbis Access have a great JISA offer this tax season. Firstly, they will waive any management fees on any money invested in the first 12 months of opening an account.

In addition, if you open a JISA with them before 30 April 2017, they will match your first investment – up to £100. This promotion also includes JISA and Child Trust Fund transfers into Orbis Access accounts opened in the promo period.

Find out more about the Orbis Access Junior ISA fee-free offer and £100 matching offer here.

The old adage of turning pennies into pounds couldn’t be more true when it comes to investing for our kids future, and that includes saving for your child’s nest egg. Just bear in mind that when investing, the value of your investments can go down as well as up, so you could end up with less than you put in, which means your capital is at risk.

I just hope she doesn’t blow it on buying some limited edition LEGO! It’s the sort of thing I would do – so I really need to instil more money sense in my daughter.

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This post was produced in collaboration with Orbis Access and has been approved for issue in the United Kingdom by Orbis Access (UK) Limited which is authorised and regulated by the Financial Conduct Authority.

Find out more about the Orbis Access Junior ISA fee-free offer and £100 matching offer here.

DC Super Hero Girls LEGO Bumblebee Helicopter Set (41234)

Bumblebee might not be a superhero you’ve heard of before (I certainly hadn’t), but I’m glad that she has been included in the DC Super Hero Girls line up as she adds some much needed ethnic diversity to the range.

Created 30 years ago, she is in fact DC’s first ever African-American female superhero – and now she has her own LEGO set.

DC Super Hero Girls LEGO Bumblebee Helicopter is one of the smaller sets in the line. You get the helicopter, a strongbox, 2 ‘Kryptomites’ and of course BumbleBee herself.

LEGO Bumblebee Helicopter 41234

The LEGO Friends style minifigure is probably the highlight of the set. It’s great for my daughter to have a woman (or girl) of colour, but the figure is also has a bright and vivid look. I especially like the blonde streak in her hair – looks like honeycomb! The figure also has plastic wings that attach around the waist and neck.

The helicopter was an easy build for our 5-year-old daughter. I did have to ask myself why a character with wings needed a machine to fly! Anyway, the finished copter has some nice bee/honey details, twin propellers, and the ubiquitous stud shooters.

This is a fine little set, but one that is probably best purchased alongside another set, rather than on its own. But as another female superhero added to the LEGO line – and a woman of colour – it’s a very welcome addition.

DC Super Hero Girls LEGO Bumblebee Helicopter Set (41234) has an RRP of £11.99. We were provided with a set free of charge for the purposes of this review.

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The LEGO Batman Movie “The Joker Notorious Lowrider” set (70906)

The LEGO Batman Movie is a fusion of two of our favourite things, namely LEGO and Batman. And one of the best things about it are the awesome sets that have been designed for the film and tie-in toys (or perhaps it’s the other way round – who knows).

Of all the sets I saw pre-release, “The Joker Notorious Lowrider” was the one I wanted us to have above all others. The car is basically a Joker-mobile, but in a quirky style befitting of the clown prince of crime.

For the overall design, the car is a very effective model of a lowrider car, with lots of bling design elements combining well with the Joker’s distinctive colours. It also has missile launcher hidden in the boot and a mechanism to make the car rise up and lower down as befitting a classic lowrider.

Another big plus for me – this is a female minifigure dominated set. You get three minifigures with this – The Joker of course, but also Harley Quinn and Batgirl (whose purple outfit coordinates perfectly with this Jokermobile).

The LEGO Batman Movie The Joker Notorious Lowrider set (70906) packshot

The suggested age for this is 8-14, and while I am sure it would be breeze for kids in that age range, our 5-year-old daughter did really well needing only a little assistance from me.

This is one of those sets that I hope never gets broken up and dispersed into the big LEGO box in the sky (well, living room) but I guess that’s not really in the spirit of LEGO, so when the day comes that the kid decides it’s time to go – I’ll try not to shed a tear…

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The LEGO Batman Movie “The Joker Notorious Lowrider” set (70906) has an RRP of £54.99. We were sent a review sample by LEGO for the purposes of this review.

DC Super Hero Girls LEGO Lashina Tank set (41233)

Lashina is a DC character I had never heard of before,  but she has been included in the DC Super Hero Girls line of toys – and has her own stand-alone LEGO set.

She is in fact an established character, created by comic book legend Jack Kirby in the seventies. Seen in various guises over the years, she is now part of the DC Super Hero Girls – but as one of the few villains.

This is a smaller set than most of the others, and features Lashina, her tank, Krypto (aka Superdog), and his kennel. Yes, Krypto is also a legitimate DC character, who first appeared in the fifties.

Despite it’s small size, it’s still a moderately challenging build for a younger child. The tank is an ok design, with a cage at the back for poor old Krypto, plus stud shooters and mechanical claws/pincers at the front.

Krypto’s kennel has all kinds of paraphernalia on it, but the standout feature of the whole set for me is the Krypto minifigure. Our daughter was very taken with it, and really didn’t like the character of Lashina for locking up the poor dog.

Frankly, there is more than a hint of bondage around Lashina, what with her black outfit, straps and most notably her whip – but kids won’t see that.

As a stand-alone set, this is fine – but it really works best as a companion set to Super Hero High, as it’s great to pair Krypto with Supergirl, and it gives Lena Luthor another villain to team up with against the DC Super Hero Girls.

My enthusiasm for the DC Super Hero Girls LEGO line continues, as here we have a toy aimed primarily for girls – where the most pinkish thing about the set are some magenta coloured bricks.

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The DC Super Hero Girls LEGO Lashina Tank set has an RRP of £11.99. We were sent one by LEGO for the purposes of this review.

How to make a fully operational Beef and Guinness Death Star Pie

This Death Star pie recipe is a sponsored post in collaboration with Iceland Foods.

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“The ability to destroy a planet is insignificant next to the power of a tasty meat pie” – Darth Vader

Ok, that’s possibly overstating it, but this dad went to Iceland with the challenge of creating a Star Wars pie. To be fair, it was a challenge I set myself, as a way to use some of Iceland’s frozen meat produce to make a pie for British Pie Week.

Continue reading How to make a fully operational Beef and Guinness Death Star Pie